Loans greater than $15,000 or less than $1,500 are funded through our branch network. Loans between $1,500 and $15,000 may be funded online. †We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Your repayment amount must be in the form of cash or certified funds.Ĭalifornia Residents: Loans made or arranged pursuant to a California Financing Law license.
#Heights finance credit requirements full#
**15 Day Satisfaction Guarantee: If, for any reason, you are dissatisfied with your loan and repay it in full within 15 days we will waive all finance charges with no penalties. This “hard” credit inquiry may impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. *The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score.
#Heights finance credit requirements license#
We may also ask to see your driver’s license or other identifying documents. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Not all rates and loan amounts are available in all states. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan.
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